Buyers
Eastern Title guides buyers through every step of closing — title search, title insurance, settlement coordination, and same-day recording — so you can take ownership with confidence.
Start Your OrderPartner Overview
As the title and escrow company handling your settlement, Eastern Title & Settlement conducts land record, lien, judgment, court, and other searches to confirm the seller has the right to transfer the property and determine what requirements must be satisfied to convey clear title to you. We handle funds, prepare closing documents, issue title insurance policies, and coordinate with your lender — acting as a neutral intermediary ensuring the transaction closes in accordance with the contract.
Why It Matters
Title insurance and a thorough title search protect your ownership rights if a prior claim, lien, or defect surfaces after closing. Without owner's title insurance, you could face legal costs or lose your property. We ensure you understand what you're buying and that your investment is protected.
Key Benefits
- Full title search to uncover liens, claims, or defects
- Owner's title insurance protecting your rights
- Clear cash-to-close figures well before closing
- Lender coordination so nothing falls through the cracks
- Same-day or next-day deed recording
- Remote / RON closing option for added convenience
Why Buyers Choose Eastern Title
We explain the closing process in plain language — no confusing jargon
Title search and insurance protect your investment for as long as you own the property
Accurate cash-to-close figures delivered early so you can plan ahead
Lender coordination means your closing package is ready when you are
Nationwide coverage whether you're buying locally or relocating
RON closings available if you can't be there in person
How We Work Together
Open Your Order
Start online or by phone. We acknowledge your order and begin the title search immediately.
Title Search & Clearance
We examine the full chain of title, identify any liens or issues, and resolve them before closing.
Lender Coordination
Your lender sends us the loan package. We review, reconcile, and prepare your closing disclosure.
Closing & Recording
You sign at closing — in person or via RON. Your deed is recorded and keys are yours.
Closing Services for Buyers
Challenges We Solve
Unexpected Liens or Encumbrances
Our thorough title search uncovers liens, judgments, and encumbrances early — giving us time to resolve them before closing day.
Confusion About Closing Costs
We prepare a clear buyer net sheet with itemized closing costs well before closing so you know exactly what to bring.
Last-Minute Delays
We coordinate proactively with your lender and realtor to keep all parties aligned and avoid last-minute surprises.
Frequently Asked Questions
More Buyer Information
Here you'll find information relevant to buyers as well as our Buyer Information and Election Form above. Eastern Title & Settlement will conduct searches to confirm the seller has the right to transfer the property, handle the funds, prepare closing documents, and issue title insurance. We're a neutral intermediary helping both sides close in accordance with the sales contract.
Cash Buyers
If you are paying cash, you do not need to physically attend settlement. Everything can be done electronically — we can send you documents to e-sign and you can fund remotely by bank wire. If you'd like to come to our office, we can accommodate that.
Identification
The buyer will need to provide a valid, government-issued form of photo identification such as a driver license or passport. No ID, no closing.
Corporate Issues
If the buyer is an entity (LLC, corporation, etc.), we will need formation/operating/good standing documents. The purchasing entity must identify who will sign closing documents on its behalf. We can’t close without complete corporate documentation.
FINCEN / Reporting
In some jurisdictions there are additional federal reporting requirements for entity buyers, such as FINCEN. We will advise you of any applicable requirements early in the process.
Surveys
There are three survey options: no survey, a location drawing (~$250+), or a boundary survey (variable cost, more comprehensive). If you decline a survey, your title policy will contain an exception for matters a proper survey would have disclosed.
Title Insurance
Our title insurance commitment will be made available to you upon request. When we discover material title issues that cannot be resolved prior to closing, you will be notified so the issue can be addressed in the context of the contract terms.
Settlement
The sales contract may contain a “settlement date” but until all contract conditions have been satisfied and the time and place confirmed by all parties, settlement has not been scheduled.
Funds
Recent changes to law and the insurance industry require funds to be submitted by bank wire. We will never change wire instructions in the middle of a transaction. Always call us to confirm wiring instructions before sending.
We'll need you to complete our Buyer Information Form as soon as possible to move your file forward to closing.
What We Handle
From the moment your purchase goes under contract, we manage every detail on the buyer's side — title research, lender coordination, document preparation, and deed recording — so you can close with confidence.
Title Search & Insurance
- Full chain of title examination
- Owner's title insurance policy
- Lender's title insurance (if required)
- Judgment and lien clearance
Closing Coordination
- Buyer closing document preparation
- Lender package review and coordination
- Tax and HOA proration calculations
- Cash-to-close figures preparation
Recording & Completion
- Same-day or next-day deed recording
- Remote / RON closing option
- Earnest money escrow management
- FINCEN compliance (entity buyers)
Ready to Start Your Purchase?
Open your order online or give us a call — we'll walk you through every step.