Title Insurance
Owner's and lender's title insurance policies that protect your investment against hidden defects, fraud, and claims against your property.
Start Your OrderAbout Title Insurance
A one-time premium at closing provides lifetime protection for you and your lender. Owner's policies guard against prior claims, forged documents, missing heirs, and recording errors. According to ALTA (American Land Title Association), title insurance resolves thousands of claims annually that would otherwise threaten homeowners' equity. We issue policies from the nation's leading underwriters so you're covered long after closing day.
Title Insurance by Market
Eastern Title offers title insurance services nationwide. Select a state below to explore local coverage and area-specific information.
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Quick Answers
Common questions about title insurance, answered directly.
What does title insurance protect against?
Title insurance protects against ownership defects that weren't found during the title search — including forged prior deeds, undisclosed heirs, fraudulent releases, recording errors, and claims by prior owners. An owner's policy covers you for as long as you or your heirs hold an interest in the property, for a single premium paid at closing.
What is the difference between an owner's policy and a lender's policy?
A lender's title insurance policy protects the mortgage lender up to the loan amount and is required for any financed purchase. An owner's policy protects the buyer's full equity and is optional but strongly recommended. Eastern Title issues both policy types from the nation's leading underwriters.
Key Takeaways
What you need to know about title insurance.
- 1
Title insurance is a one-time premium paid at closing — there are no ongoing monthly or annual fees.
- 2
An owner's policy protects your equity for as long as you or your heirs hold an interest in the property.
- 3
A lender's policy is required for any financed purchase; it protects only the lender's interest, not yours.
- 4
Title insurance covers defects that a title search can't catch — forgery, undisclosed heirs, and recording errors.
- 5
Eastern Title issues policies from ALTA-member underwriters including Fidelity National Title and Old Republic.
Frequently Asked Questions
Common questions about title insurance.
References
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